I provide mortgage financing on purchases, re-finances, equity take-outs and tranfers. i also have access to a wide array of Alternative lenders and, private lenders.
My Mortgage Planner
Download our Canadian Mortgage App for all your mortgage needs. It's designed to help you quickly and easily navigate the complexity of mortgages.
Scan the QR Code to download our free app
Download our mobile app and get access to all premium mortgage tools to help you plan your next purchase, renewal or refinance.
What can you do with our mobile app?
Get Pre-Qualified without a credit check
Calculate your total cost of owning a home
Calculate the required income for a mortgage
Estimate the minimum down payment you need
Calculate the maximum mortgage you can afford
Estimate Location specific Closing costs
Testimonials
Vivian Vogel
Dec 12 2025
Very thorough. Guided us through each step with ease and timed everything just right to get the best rate possible.
Barb Altizer
Oct 30 2025
Margarette is very knowledgeable and has what seems to be a bottomless bucket of resources. Not only was she very helpful, she made the whole process painless. Will definitely be using her mortgage expertise in the future. Thanks Margarette!
Warren Allen
Oct 29 2025
Margarette was great to deal with through the entire process. Always answered all our questions quickly and clearly. She made it all as easy as possible. highly recommend. ⭐️⭐️⭐️⭐️⭐️
Barrett Goldau
Sep 25 2025
We have used Margarette a few times now over the years, first when we bought our house in Red Deer and she was so helpful as s first time buyers. She found us the best rate for sure. Then as we needed to renew she always found us the best rates.
When we bought a house in Edmonton we used her from a far and it was seemless. She is a pleasure to work with and patient with us as we tend to change our minds a lot.
Recently we used her again to remortgage our rental and once again she was great always giving us all the options. I highly recommend her she is wonderful and personable.
Andrew Hovey
Sep 19 2025
Pleased or happy or content would be gross understatements, my wife and I have been floored at the service we’ve received thus far, we’ve been working with Margarette to buy our first home, and we brought forth a pretty tricky situation for her to guide us through. She has spent many hours now behind the scenes running the numbers and answering our endless questions, and she’s done so with patience, kindness and most importantly endless knowledge, wisdom and a real eagerness to assist us through building the foundation we need to buy a home. And all for free! We haven’t given her a dime and she hasnt asked for one Mortgage brokers are the way to go, and not just any, because you’ve now found the best. One thousand thank you’s for being more then we could ever imagine or ask for. Thank you!
Laina Hovey
Sep 19 2025
We’re still in the process of buying a home, but working with Margarette has already been such a positive experience. She’s taken the time to explain every step of the mortgage process and has given us a lot of helpful information so we feel much more confident about our next move.
She’s friendly, patient, and quick to respond to our questions, which has made a big difference as we figure out our options. Even though we haven’t finalized a mortgage yet, we can already tell she truly cares about helping her clients succeed.
I’d absolutely recommend Margarette to anyone looking for guidance and support while preparing for a mortgage — she makes the whole journey much less intimidating!
Kirstyn Hammer
May 23 2025
Margarette was very knowledgeable helping to get me set up with a mortgage! She was very efficient getting things set up earlier than planned due to issues at the place I was renting prior to possession of my new home. She was super accessible and quick to answer all my first time buyer questions. I highly recommend her and look forward to working with her in the future!
Jason Redmond
Dec 14 2018
5 years ago Margarette helped me get my first mortgage. I knew nothing about mortgages. At first it seemed like a daunting task but she actually made it an easy and enjoyable experience. From the time I first walked into her office she politely spoke down to my level and made sure I understood everything before we took any actions. I really appreciated that. So 5 years later when it came time to renew it was a no-brainer who I was going to call to help me. We had limited time to work with but she was able to give me excellent advise, help me switch banks and get me a better rate. Margarette is a joy to work with and a true professional. I highly recommend!
Thanks, Margarette!
Ariana Rose
Aug 11 2018
I have nothing but great things to say about Margarette! We are so grateful we found Margarette to help us with this process. We are first time home buyers and just recently closed our mortgage with Margarette. She is very professional and so easy to talk to. Very helpful with explaining everything about a mortgage as this information was very new to us. Margarette was able to find the best rates for us with the bank we are most familiar with. When buying a home there is so much personal information that a mortgage broker needs to collect to start the process and Margarette is definitely the one to trust. I absolutely recommend Margarette to anyone in the process of buying a home for the 1st time or 10th time! She is amazing!
Lyla Peter
Oct 24 2017
Margarette was great! We had a very prolonged purchase time, with many challenges! She found us a few mortgages (!) and managed to get one extended to meet our possession date! She kept us in the loop and worked with our realtor and lawyer to ensure a smooth process - and was fun to talk to throughout it all! Thanks for the help!
Sarah Mackenzie
Aug 3 2017
Margarette made my experience as a first time home buyer easy and almost stress free! Always available, easy to deal with, professional, and personable. She helped me choose a great mortgage provider and got me a better rate than my bank could provide! I would highly recommend Margarette at Mortgage Architects to anyone looking to buy a home!
Vivian Vogel
Dec 12 2025
Very thorough. Guided us through each step with ease and timed everything just right to get the best rate possible.