Hi! I’m Cheryl—a mortgage broker based right here in the Lower Mainland. Born and raised in Richmond, I’m proud to serve the community that shaped me. Having grown up here, I understand the local market, the neighbourhoods, and the unique needs of homeowners. With over 20 years of experience in the financial industry, I bring knowledge, integrity, and a client-first approach to every mortgage I arrange. I know that securing a mortgage is one of the biggest financial decisions you’ll ever make — and it shouldn’t feel overwhelming. Whether you're purchasing your first home, refinancing, investing, or renewing your mortgage, I’m here to guide you every step of the way. My goal is simple: to provide clear advice, competitive options, and a smooth experience from start to finish. As your mortgage broker, I work for you - not the banks - ensuring you have access to the right products to meet your needs today and into the future. Let’s make your homeownership goals a reality. I look forward to connecting with you.