Michael Williams is a Level 2 mortgage agent with Mortgage Architect. He has over 25 years of experience in the mortgage industry and have arranged financing for hundreds of clients in Toronto and the GTA. Michael specialises in hard-to-place deals and is knowledgeable and creative in solving the problems that are unique to these situations. He is good at educating homeowners who are looking to refinance or first-time homebuyers, keeping them on track so there is no surprise at the end. The Toronto area has been his home for over 30 years. He enjoys Yoga and mindfulness meditation, also hiking, walking and reading and writing for leisure.